Workers’ compensation insurance can help provide important financial protection when an employee experiences a work-related injury or illness. Benefits vary by state, policy, and circumstances, but may include coverage for:

• Medical expenses related to a covered workplace injury or illness.
• Lost wages when an employee is unable to work while recovering.
• Rehabilitation expenses and certain costs associated with returning to work.
• Disability benefits when a work-related injury results in a temporary or permanent disability.
• Death benefits for eligible dependents when an employee dies as a result of a covered work-related injury or illness.
  
  

Workers’ compensation is generally designed to provide defined benefits for covered workplace injuries rather than traditional damages such as pain and suffering. Requirements and available benefits vary by state.

Oakdale Insurance Group can help you understand your options and find workers’ compensation coverage that fits the needs of your business.