Coverage varies by policy and carrier, but Builder’s Risk Insurance may provide protection against covered losses resulting from events such as fire, theft, vandalism, wind, hail, lightning, and certain other causes of physical damage.

Policies may also offer options for materials temporarily stored off-site, property in transit, debris removal, and other project-related exposures.

Because every construction project is different, it’s important to select coverage based on the project’s construction value, location, duration, scope of work, and specific risks.