Renters insurance helps protect you and your personal belongings while you’re renting a home, apartment, or condo. While your landlord typically insures the building itself, that coverage generally does not protect your personal possessions.

A renters insurance policy can provide coverage for your belongings against covered losses such as fire, theft, vandalism, and certain types of water damage. It may also include personal liability coverage and additional living expenses if a covered loss makes your rental temporarily uninhabitable.

Renters insurance provides an affordable way to help protect your belongings and your finances from unexpected events.